Oy - I Just Need More Money Then X is Easier As I shared in my blog post Cash Flow Faucets - Your Paycheck - Lessons in Life Management - our family goal is always to have all faucets off to restrict my cash flow and force my family to live off less. What this... Continue Reading →
Short Term Portfolio Strategies For That Extra Cash – Diversification Strategies to Increase Yield of Your Short Term Portfolio
I Have Some Extra Cash but... 2%.. eh? Ok so you are in a spot to have extra cash to put into Emergency Funds or stash for a bit but you are unimpressed with the yield. What's the best way to, relatively, safely increase the yield? The age old answer lies in... Diversification. Likely no... Continue Reading →
So My Hipster Barber Asked What is a Stock and a Bond in Simple Terms
Some Basic Explanations I often forget how some obvious concepts in my head are quite foreign to other people.... this hit me this weekend when my Hipster Barber acknowledged he knew nothing about stocks and bonds but should given the (correct) perceived need to save and invest for retirement. The below is what I told... Continue Reading →
Awesome Easy Money – Passive Income Deep Dive – Bonds
Bonds As you read a lot of investment and personal finance advice on what to invest in - the sentiment is heavily skewed to stocks or equities. The reality is that almost everyone should have some bond exposure and bonds are one of the best income generators. This post is going to walk through all... Continue Reading →
The Powerful Health Savings Account (HSA) – Why You Should Be Maxing This Account Out
The Most Powerful Retirement and Day to Day Account The Health Savings Account (HSA), its related tax breaks, and ability to take distributions as needed make this one of the most powerful retirement and day to day savings accounts. It is often spoken about very little as an awesome tool in personal finance circles and... Continue Reading →
Actionable Passive Income – An Ease Simple Scalable Diversified and Liquid Income Portfolio Starting at $25
An Easy to Execute Income Portfolio The following post is going to lay out a very simple liquid diversified income portfolio that you can scale up in very small increments. Based on the time of writing this post, for every ~$650 invested you can generate over $2.00 of income a month. In full disclosure I... Continue Reading →