I Have Some Extra Cash but... 2%.. eh? Ok so you are in a spot to have extra cash to put into Emergency Funds or stash for a bit but you are unimpressed with the yield. What's the best way to, relatively, safely increase the yield? The age old answer lies in... Diversification. Likely no... Continue Reading →
Tax Refund and Bonus Time – What to do With that Stack of Cash?
What to Do With That Surge of Cash? It's that time of year again where a lot of people will be getting Tax Refunds and/or Bonuses from the prior year. When a lump sum comes in - you should be doing something smart with it. This post shares some simple spreadsheets that help cut through... Continue Reading →
Cash Flow Faucets – Your Paycheck – Lessons in Life Management
Believe it Or Not You Have A lot of Financial Options With Your Paycheck Most people who are a salaried, hourly employees, or business owners look at their paycheck from their salary as a flat amount they receive and rarely make any adjustments; however, I am a strong advocate of managing your "faucet" of a... Continue Reading →
I Hate Cash – Why and How I Minimize It
What a Mess... Why oh why does anyone have actual cash - physical or in your bank more than what you need? If you have cash on hand that isn't sitting in at least a savings account that means you do not believe you can do anything productive with that cash. Your lack of believing... Continue Reading →