A core principle of the Finance Brain - put your money to work!
How to Make $1 a Month for Life: Invest $400… but why stop there?
Why You Always Should Sell Stuff – Revenue Ideas
You Probably Have Some Stuff You Don't Need - why not sell it? With all the money advice out there, I always find it odd that this tip doesn't come up. Over my past 20 years throughout college and up to today - I always have been selling random stuff on Amazon, eBay or Craigslist.... Continue Reading →
Your Primary Income – What Is Your Strategy?
Your Primary Income Almost everyone is going to have one primary source of income for your household.... it could be 50%, 95%, or 100% but regardless of the percentage it is your primary source of income. What is yours? What is your strategy to manage it and how much of your time it takes? Everyone... Continue Reading →
While You are Taking a Dooty – Do Your Financial Duties
Yeah - I Admit It I get ALOT of things done on the toilet at work, at home, and on the go. Given how much technology has evolved, the days of me sitting in front of my lap top once a week to do our finances is over. I make use of my toilet time... Continue Reading →
Making Money Every-time You Buy Something – Why Cash Reward Cards are King
Growing Revenue By Just Being You As we discussed in the last post to grow wealth over the long term you need to grow Revenue. See Prior article: Here One of the easiest ways to grow Revenue is making sure you are SUSTAINABLY (key word) maximizing your "Free Money" that is available to you. A... Continue Reading →
Cash Flow Faucets – Your Paycheck – Lessons in Life Management
Believe it Or Not You Have A lot of Financial Options With Your Paycheck Most people who are a salaried, hourly employees, or business owners look at their paycheck from their salary as a flat amount they receive and rarely make any adjustments; however, I am a strong advocate of managing your "faucet" of a... Continue Reading →
Managing Your Finances – De-stressing With Some Organization
Never Enough Time Time management becomes an increasingly important tool for building wealth as you get older - there simply is just less and less time but more and more paper work and small financial decisions to make. In general most people will also say they don't have time for everything they need to get... Continue Reading →
I Hate Cash – Why and How I Minimize It
What a Mess... Why oh why does anyone have actual cash - physical or in your bank more than what you need? If you have cash on hand that isn't sitting in at least a savings account that means you do not believe you can do anything productive with that cash. Your lack of believing... Continue Reading →
The Case For Over Withholding on Your Taxes
I Know A Lot of You Will Disagree I over withhold on my taxes every year and I'll defend why throughout this post. I have been at points in life I have needed the extra money on a monthly basis and times I haven't been as strapped and this advice has helped me generate wealth... Continue Reading →
Tax Management – Simple Advice My Dad Never Told Me
The Only Thing Guaranteed in Life is Death and Taxes So if Taxes are guaranteed - why aren't more financial gurus talking about them? I am simply amazed how little most people think about taxes or realize the impact decisions can have on their taxes. How Big Is Your Tax Bill - Do You Know?... Continue Reading →
Cost Cutting – Don’t Dismiss the Necessary Evil for Your Personal Finances
Yep I Said It - Time to Cost Cut Most established Corporations at least every year (if not more than that) challenge their cost structure with a formal process and make necessary cost cuts. Cost cutting is not always fun but without a vigilant eye on your costs - you may be just giving away... Continue Reading →
If You Live in the US – You Are Very Very Likely to Make $1 Million in Your Lifetime
If You Live in the US - You Are Very Likely to Make Over $1 Million in Your Life Time I debated what to call this post several times and ultimately went with the catchy title to drive home the point that almost everyone in the US is going to generate a significant amount of... Continue Reading →
Your Household Revenue – The Lifeblood of Your Personal Finances
It's All About Revenue Almost all the discussions I have at work on personal finance eventually somehow come back to Revenue - or how much income someone does or does not make. This post serves as a recap post for several of the deep dives I've gone over. Your Mindset and Approach on Your Personal... Continue Reading →
Evaluating Side Hustles – What Actually Makes Sense to Pursue?
The Cheesy "Side Hustle" Phrase This won't be a long post making fun of side hustles - but instead this post will talk through how I have evaluated various side hustles and believe most people should follow the same thought process. To get it off my chest - I hate the label of a "side... Continue Reading →
Actionable Passive Income – An Ease Simple Scalable Diversified and Liquid Income Portfolio Starting at $25
An Easy to Execute Income Portfolio The following post is going to lay out a very simple liquid diversified income portfolio that you can scale up in very small increments. Based on the time of writing this post, for every ~$650 invested you can generate over $2.00 of income a month. In full disclosure I... Continue Reading →
My Rental Property – Investment Performance and a Few Confessions
The Dream? We achieved the dream and have a rental property that we have paid off - but is this really the best use of our money? This post will walk through how this asset has performed and ask some tough questions from an investment point of view to bring an investment like this into... Continue Reading →
Investment Income From Public SEC Regulated Vehicles – The Boring But Best Way to Get Passive Income
Let's Address the Elephant in the Room I have answered thousands of questions on numerous investment options at work and my favorite questions are always 1). how liquid is it? 2). Is it SEC regulated and 3). What are you really trying to accomplish? After some usual back and forth I always steer individuals to... Continue Reading →
The Framework: Your Life as a Profit and Loss Statement and Balance Sheet
The core framework of this site that will be referenced often.
